Comparison
TotalRemit.ai vs Xoom
Xoom leans on PayPal balances for funding. TotalRemit.ai supports bank, card and balance funding, and gives businesses acceptance and issuing in the same place.
Side by side
Where we differ from Xoom.
| Capability | TotalRemit.ai | Xoom |
|---|---|---|
| Funding options | Bank, card, balance | Mostly balance |
| Business payouts | ||
| Scheduled transfers | Partial | |
| Merchant acceptance | Via PayPal | |
| Credit building |
What Xoom does well: Convenient for existing PayPal users. Comparison compiled from publicly available information and subject to change — verify current terms with each provider.
Our edge
Why teams choose us over Xoom.
- Funding flexibility without tying you to one wallet
- Business acceptance and payouts on one platform
- Disclosed FX margin per corridor
- Recurring transfer scheduling with retry logic
Finance without borders, built for what you do next.
Open a TotalRemit account in minutes, or talk with our team about embedded payment programmes.