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TotalRemit

Global embedded finance

Move Money. Accept Payments.
Build Credit. Grow Globally.

One platform for cross-border remittances, merchant processing, card issuing and credit building — delivered through trusted global banking and payment partners.

Live quote

You send
They receive
17,350.32
Mid-market rate
1 USD = 17.4200 MXN
TotalRemit margin
0.40%
Your rate
1 USD = 17.3503 MXN
Transfer fee
Free over 500
Continue this transfer

Indicative rates for illustration. Your final rate is locked when you confirm the transfer.

130+
Countries served
45+
Settlement currencies
99.99%
Platform uptime
<2 min
Median transfer initiation

Trusted by finance teams moving money in 130+ countries

Loop LogisticsMeridian PayrollSendHomeNorthgate RetailAurora HealthKite Freight
Product suite

Everything money needs to move.

Consumer and business finance under one contract, one dashboard and one API.

International transfers

Bank-grade payout rails to 130+ countries with transparent FX and same-day settlement in major corridors.

Merchant payment gateway

Cards, wallets and ACH with a hosted checkout, virtual terminal and recurring billing out of the box.

Prepaid & virtual cards

Issue reloadable and single-use virtual cards instantly with granular spend controls.

Secured credit builder

A deposit-secured card that reports on-time payments to help customers establish credit history.

Recurring billing & ACH

Subscriptions, invoices and bank debits with intelligent retries and dunning built in.

Business financial services

Multi-currency accounts, settlement analytics and treasury tooling on our published roadmap.

Cards that carry your brand — and your customers forward.

Launch prepaid reloadable programmes, instant virtual cards for online spend, and deposit-secured credit builders that report to major bureaus.

  • Instant issuance with configurable spend controls
  • PCI-DSS aligned tokenisation and 3-D Secure
  • Real-time fraud monitoring and freeze controls
Explore card programmes
Two premium TotalRemit payment cards floating against a dark background
Trust & compliance

Enterprise controls, from onboarding to settlement.

KYC/AML orchestration, sanctions screening, audit logs and role-based access across every account.

Regulated partners

Funds are held and settled through licensed global banking and payment partners in each market.

Security by default

Encryption in transit and at rest, hardware-backed key management, and continuous monitoring.

Operational visibility

Settlement reconciliation, revenue analytics and exportable statements for finance teams.

What operators say after the first quarter.

4.8 average across 2,400+ reviews
We replaced three payout vendors with TotalRemit. Settlement reconciliation that used to take two days now closes before lunch.
Amara OkonjoHead of Finance, Loop Logistics
The card programme went from contract to first issued card in eleven days. Their compliance team did the heavy lifting.
Daniel ReyesCOO, Meridian Payroll
Transparent FX with no hidden spread meant our remittance customers finally trusted the number they saw at checkout.
Priya RamanFounder, SendHome
Questions

Answers before you send your first payment.

Rates, timing, limits and compliance — explained plainly.

Most major corridors settle in minutes. Bank deposits to slower markets settle same day or next business day, depending on local banking hours and cut-off times.

Read the full FAQ

The Remittance Brief

Monthly analysis on corridor pricing, payment regulation and card programme design. No product spam.

Finance without borders, built for what you do next.

Open a TotalRemit account in minutes, or talk with our team about embedded payment programmes.