AI platform
Money that thinks before it moves.
TotalRemit.ai is built AI-first. Models price your FX, score every transaction for fraud, verify identities, reconcile settlement and assemble dispute evidence — automatically.
- <40ms
- Risk decision latency
- 98.6%
- Auto-matched settlement
- 62%
- Fewer manual reviews
- 24/7
- Model monitoring
Five models working on every payment.
FX timing intelligence
Corridor models forecast intraday rate movement and recommend the best send window.
Real-time fraud scoring
Behavioural, device and velocity signals score each authorisation in under 40ms.
Document & identity AI
Automated ID extraction, liveness checks and sanctions matching speed up onboarding.
Reconciliation copilot
Settlement files match themselves; exceptions arrive explained, not just flagged.
Intelligence applied where it changes the number.
AI is not a bolt-on chatbot here. Each model sits directly in the payment path, where it lowers cost, raises approval rates and removes manual work from your finance team.
- Approval-rate optimisation retries declines on the rail most likely to succeed for that issuer and geography.
- Chargeback defence drafts the evidence pack from transaction, device and delivery data automatically.
- Anomaly detection watches payout volumes per corridor and pauses suspicious batches before funds leave.
- Natural-language reporting lets finance ask for a cohort, corridor or settlement view in plain English.
- Smart routing selects the cheapest compliant rail per transaction, per currency, per hour.
- Every model decision is logged and explainable for audit, regulator and partner review.
Questions we hear most.
Models score risk and recommend routing, but hard blocks are policy-driven and reviewable. Any automated decision that affects a customer can be escalated to a human specialist.
Related solutions.
Finance without borders, built for what you do next.
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